PACKAGE

i. An investment grade presentation, including the business plan, features the project in a prepared professional format that lenders/investors expect.
ii. FIMC Group will forward a client’s application to its financial organization which will distribute to the screened list of lenders/investors.
iii. Up to 25 lenders/investors will be contacted, based on projects risk profile.
iv. Client will receive a weekly progress update
v. Client has full control on acceptance of financing proposals offered by lenders/investors.
vi. All work done costs a fee .

NEEDS ANALYSIS

An initial examination is essential in establishing the groundwork for the project’s overall financing goals and objectives. This preliminary process identifies a specific path towards attaining the financing options available for each business venture. Its information processing system is utilized to understand and clarify the primary risks and resources required to make a commitment to proceed.

• Information Gathering and Initial Analysis
  To recommend the right financing solution for each client requires a thorough understanding of the business’s needs, both present and future. To achieve this level of project knowledge, FIMC-GROUP’s financial organization conducts a one-on-one review with each client to determine the current status marketing issues within the industry.

•  Review Of Existing Business Plan
  This assessment can also be done with a detailed synopsis of the current project status or an executive summary, if an investment grade business plan is not yet available.

• Review of Project Parameters and Available Financing Infrastructure.
  To understand the scale of the project, FIMC-GROUP’s financial organization will evaluate the information provided, initial industry research and provide a broad estimate of realistic deliverables.

• Review of Personal and Business Credits Reports
  FIMC-GROUP’s financial organization will obtain and pay for the client’s report fees prepared by international credit agency. All stages of any financing project must be accurately estimated, beginning with the credit reports the lenders and investors will carefully be evaluating. This will help organize and calculate any additional needs resources, while providing a realistic foundation for the project.

• Elementary Due-Diligence of Existing Business model and Management
  This high level review allows both the financial organization and the client to establish a roadmap of the project. It will determine if core adjustments need to be made to the business structure and evaluate management team capability.

• Customized Proposal and timeline of our comprehensive financing program
  This detailed schedule will provide a tailored and personalized plan of the next steps necessary in attaining financing results with the experience.

BUSINESS PLAN

All lenders and/or investors require a well thought-out business plan. This is a key element in achieving a credible impression, and potential optimal loan amount, equity or working capital with any bank or financing firm when starting or expanding your business. Business plan is created as a team effort with the management primarily to realistically establish and communicate to stakeholders: why investment planned in the project/business is attractive? Also, successful implementation of project starts with a good plan.

• The Business Plan is the output of your planning process for your project or business. It is the statement of the foundational assumptions, goals and strategies that you have decided to pursue, as well as the time, resources and action steps necessary to achieve those goals in your business. Business plan, then, is a return summation distilled from the activities of the planning process. This process includes information gathering for the current status of project/business, establishing management vision of future of business, establish rules of the game plan and define the process to achieve the business goals efficiently. Final plan will be simple i.e. easy to understand so that contents can be communicated easily and practically. 

• Establish clear and realizable goals and objectives. Goals/objectives will be concrete and measurable with specific actions and activities, completion dates and assigned to the person responsible and optimally budgeted.

• Emphasize the positive parameters of the project. Why this is good business opportunity?
  What will be the return on investment? Do you have all the resources including management team/personnel?

• Develop and/ or evaluate business strategy. How will you be successful in market place?
  What value will you provide to your customers? Can you deal satisfactorily with competition and customers keep coming back with repeat orders?

• Detailed review and/or establishment of financial projections. How will you meet your cash
  obligations realistically? This high-level review allows both FIMC-GROUP, the financial organization and the client to establish a roadmap of the project.  It will determine if core adjustments need to be made to the business model and evaluate management team capability.

Create a logical path of milestones and determine success factors. Are you ready for the meeting with the banks or investors? To organize first meeting with the lenders/investors requires weeks of efforts as first impression is crucial to capture their interest.

This business plan allows others to understand your business goals and it can be used yardstick for reviewing performance. Just as the planning process is the catalyst of thinking through your future, the written business plan itself can serve as an important control element.

Note: The value is the decisions it influences, and ultimately how much in the bank as a result.  

FINANCING PROCESS

OUTLINING HOW TO MAKE FINANCING A PROJECT A SUCCESS